Terms of use

These terms and conditions govern the visitors' use of the website and their relationship with The National Association of Pensions Funds Limited (“NAPF”).

This website belongs to NAPF (registered number 1130269), registered in England and Wales, whose registered office is at Cheapside House, 138 Cheapside, London EC2V 6AE.

VAT registration number GB 887 1350 00

Intellectual Property

All materials which form part of this website, its underlying structure or content from time to time are subject to copyright. Other than accessing the website for your own informational not for profit purposes and downloading certain permitted items (subject to any additional on-screen restrictions), you may not use, copy, download, reproduce, modify or transmit all or any part of any such materials. Any use of this website, its content or underlying structure is subject to these terms and conditions. Any unauthorised use of this website or any such materials may constitute an offence under the Computer Misuse Act 1990.

Warranties and Liability

Information provided on the website is intended to provide general information on matters of interest only. The information does not constitute accounting, financial, consulting, investment, legal or any other professional advice. You are advised to consult a professional adviser should you require such information or advice.

NAPF is not authorised under the Financial Services and Markets Act 2000.  Any comments, information, guidance or statements made on this website by or on behalf of the NAPF, is not investment advice or financial promotion.  You should not base any decisions on buying, selling or subscribing for investments on it. Your use and reliance on comments, information, guidance or statements made on this website is at your own risk.

NAPF will use reasonable efforts to ensure but does not warrant that information or content contained on the website is accurate and up to date. NAPF does not warrant that the operation of the website or any facilities contained on or accessed via it will be continuous or error-free. All implied warranties, terms or conditions are expressly excluded to the maximum extent permitted by law.

NAPF shall have no liability to any user of this website or any other person for any claim, loss or damage arising out of or relating to the use of all or any part of this website, its content or structure or reliance on information contained on it whether under contract, tort (including negligence), breach of statutory duty or otherwise (other than in relation to death, personal injury or fraud).

Third Parties

This website may contain links or references to other third party websites from time to time. Such sites are operated by third parties and are not under the control of NAPF. The existence of such links does not imply any affiliation or association between NAPF and the third party nor any endorsement of any third party product. NAPF accepts no responsibility in relation to such links or third party sites and makes no representations, guarantees or warranties in relation to the third party, the quality of the website or the accuracy of, title to or otherwise in relation to the information contained thereon.

Governing Law

Use of this website is governed by and will be construed in accordance with the laws of England. You irrevocably submit to the non-exclusive jurisdiction of the English Courts.

Personal Information

We will use any personal information you give us to operate this website and enhance our services to you and to provide NAPF services to you through this website and others operated by third parties.

We may also contact you by email, post or otherwise from time to time with information concerning additional materials, products or services which may be of interest to you. We may also disclose your information to third parties who may contact you for that purpose. Please contact us at the address above if you do not want us to use your information for this purpose.

We may use "cookies" when you access the website. Cookies are small bits of code, which are usually stored on your computer’s hard drive, designed to enable the website to operate more efficiently and which may store your personal information (depending on your computer facilities).

Further Information

For further information relating to these terms and conditions or NAPF please email the Webmaster.